This account is listed on dh's credit report. SHERMAN ACQUISITION,LP PO BOX 10584 GREENVILLE, SC 29603-0584 (800) 363-3115 Account Number: US BA-XXXXX-XXXX Rate or Status: INCLUDED IN CHAPTER 13 Account Owner: Individual High Credit: $0 Type of Account : N/A Terms or Monthly Payment: $0 Date Opened: N/A Balance: $0 Date Reported: 03/2003 Past Due: $0 Date of Last Activity: 02/1999 Months Reviewed: N/A I haven't disputed it yet because I'm not sure quite how to go about it. It shows the DOLA as 2/1999. I never had any dealings with this company because they purchased the account from US Bank AFTER we filed BK. (US Bank is listed in bk papers as the original creditor.) How can there be a DOLA when I never had any dealings with this company in the first place? How do I dispute? Not mine? DOLA not correct? Any advice? Opinions?. Thanks. daisy
Well, what they are reporting is the DoLA with the OC; not the DoLA with them... Now, you will want to do a standard validation, then follow that up (when the green card is signed for), with a dispute with the CRAs that the tradeline is showing up on.
If I'm reading your post correctly, this account was included in a BK - ch7 or 13? If it's been discharged, this is a violation of the fed BK code.
Yes. It's been discharged (April 2003). Also, on my cr there are 2 collection accounts listed by this same company with balances owing. This is also a violation correct? daisy
