I disputed a ford motor included in BK notation and they updated it today to paid/never late. Should I have seen and Increase in my FICO score? Thanks
There's no hard and quick answer to any FICO question. In theory, it should go up. But, if you've got more than one, it may not matter. I've been clearing up liens, dropping from 8 to as little as 2 for one CRA. No difference, I'll assume that 2 liens ("public record") has the same weight as 8. That leads me to think that just 1 lien is the same as 2. Could be the same for lates. I've got some bogus lates for my BK, just got one TL off two of my CRs, no real difference. The two that remain seem to have the same negative effect.
