Hey all! Previously I had posted about a judgement entered against my husband by the auto dealer. We had paid before the court date, they went to court and won a default judgement. The court date was 5/29/02, the dealer cashed our check on 6/2/02. How convenient??!! The check was dated 5/20/02. Anyways . . . I spoke to the accounting manager at the dealer today on the telephone. She was really apologetic, profusely thanked us for being loyal customers. Said that she would do anything to help us get rid of the judgement from the CR's. Question is: How should I go about it? Do I go the court and file a motion to vacate? Is vacating even an option since it's been close to a year? -or- If I dispute the judgement on the CR's as "not mine" will they contact the dealer to verify or the courts? I was thinking if they contacted the dealer that would be the easiest way to get it off if vacating is no longer an option. Any advice? I'm in CA in case that helps any! Thanks, Shana
I don't know much about judgments, except they will verify with the court, not the dealer (that is who is reporting it). I believe you have to vacate - how? I'm not sure...consider this a bump more than informational LOL!
They screwed you hard. Lemme guess since you paid them you thought you didn't have to show up for court right? Just because you settled beforehand, doesn't mean you still don't have to show up in court. I imagine the account manager was giving you lip service. To get the judgment vacated she would have to contact the attorney of the dealer and he would be the one to submit to the court the paperwork neccessary to get the judgment vacated.
That would be the easiest and cheapest way by far. Chances are that the dealer isn't likely to want to do that for the simple reason that it will cost them money to pay their lawyer to do it. Seems to me what is needed is some leverage to get them moving. Here is what I would suggest. Go pull copies of the judgment and send them to me and I'll tell her what is wrong with them. Once she knows what is wrong with them she can write a letter pointing out the errors their attorney made in filing the case and tell them they can either get it vacated or she will do it for them and if she has to do it for them she will sue the pants off of them. Maybe that would get them to do something for her.
Hi, I got one judgement from 2000, which I paid in January of this year, removed from Experian by claiming it wasn't mine on the first try. I am now trying the other two credit agencies and hopefully the same thing will happen. Sad thing is though that my score only went up about 8 points and I was expecting it to jump about 50...bummer.
