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Discussion in 'Credit Talk' started by Zoe, May 23, 2001.
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Did you check this site?
I have found that it is pretty accurate.
Here are two more SOL sites:
I was told recently, by an attorney in my state (Alabama), that credit cards are "written contracts", thus would fall under the SOL that covers "written contracts" and NOT "open ended accounts".
If so, I wonder what debts fall under "open ended accounts"? Maybe the laws on this are different from state to state.
Here is another legal research site:
After you enter this site, click onto "state law center'.
Then, click onto "statutes". This will bring you to a map with all 50 states. Choose the state you wish to research. You may find the answer to the SOL question in Civil Procedures and Remedies.
The statute of limitations on written contracts in VA is five years. CC's are almost invariably written contracts.