Quick SOL Question

Discussion in 'Credit Talk' started by Zoe, May 23, 2001.

  1. Zoe

    Zoe Active Member

    Can someone tell me the Statute of Limitations for credit card debt in the state of Virginia. I've checked three different sites and found three different answers!!! Thanks!
  2. Erica

    Erica Well-Known Member

  3. Senators1

    Senators1 Member

    Here are two more SOL sites:




    I was told recently, by an attorney in my state (Alabama), that credit cards are "written contracts", thus would fall under the SOL that covers "written contracts" and NOT "open ended accounts".
    If so, I wonder what debts fall under "open ended accounts"? Maybe the laws on this are different from state to state.
  4. Senators1

    Senators1 Member

    Here is another legal research site:


    After you enter this site, click onto "state law center'.
    Then, click onto "statutes". This will bring you to a map with all 50 states. Choose the state you wish to research. You may find the answer to the SOL question in Civil Procedures and Remedies.
  5. Squawk1200

    Squawk1200 Well-Known Member

    The statute of limitations on written contracts in VA is five years. CC's are almost invariably written contracts.

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