Same here. ASA s*cks. When I wanted to rehab two years ago they told me I would have to pay them $600 per month. No way could I afford that. They knew what my income was and said that I could afford that. What they didn't take into account was the wonderfully high rents people pay to live in Beantown. Very ruthless people (ASA). Here is a link that give some great info on ASA's exploits. http://members.aol.com/edloanhell/