All right, I just wanted to share what I've acomplished within the last month or so. Some of you already know ( have heard ) that my situation wasn't that bad but I was able to get the late and paid Discover account removed from 2 of the CR's and one lists it as Open/Never late. I got now: Citibank Installment Loan - Joint Open/Never late - 2 months old ATT Universal/Citibank - AU Open/Never late - since '98 Bank of America - Individual Open/Never late - opened now Bank of America Installment Loan - Joint Paid/Never late since 05/2001 And of course the case I'm working on now - ANBCC Mastercard with lates of up to 120 days!!! I sent the goodwill adjustment letter on Feb 7th and have not gotten any reply What do you guys think I should do? Start disputing? And what do you think about my credit now. I know it need some time to establish itself but am I going to reach my goal ? - ( American Express Platinum )? My current scores are at the bottom of my post. Please post if you have any comments. Thank you
It's early Sat. morning. you need to give a little time for the first 2 cups of coffee to hit. LOL. As far as your scores/reports. You have a few good accts. there. You might want to add a couple more credit cards and maybe a retail card. Your scores will probably take a good jump when all the lates are removed. As for your scores, just keep paying on time, add a couple accts. and they will keep going up. It may take a little time, but keep doing what you're doing and you'll get your Amex.
