I don't know if I should continue to dispute this account or leave well enough alone. I had a charged off fleet card that was sold to another lender. I disputed as not mine. The account came back verified. the notation "charged off account" was taken off the listing, the status was changed from r9 to r1 but the late pay listings are still there. I have several 30's 60's and 90 day lates showing. they also re-aged the account so the date of last activity is 6 months later than it was previously. Should I just let this be, or risk disputing again and having it go back to "charged off account, r9"? What would you do? Thanks Luke
I would leave it at R1 because if you keep bothering it, the company might realize, "hey, he was supposed to have a R9/chargeoff" then your slapped on your report with a 7 year time clock with a nasty mark on report from DOLA.
