I applied and received $1000 instant credit with hurley state bank. my fico is around 610-615 due to disputes running right now. I will pay it in full, but an extra $1000 high credit will help my ratio's. since its no fee, blah blah blah.
my equifax score was 610. (95 inquiries doesnt help).. I also noticed today they are an associates bank. I have a $2800 collection from associates, $2000 collection with universal bank as well. I also have a citibank platinum select. I guess those citi folks will take your business one way or another.