If you have evidence that TU violated the FCRA in any way with respect to any of your past or present credit reports. ^
ROFLMAO! I was just having flashbacks of answering a math question in 2nd grade. I knew the answer and was squirming in my chair like I had to go to the bathroom. The teacher wouldn't call on me, so I kept saying "ooooohoooooohoooooh" and thrusting my hand in the air. hehehe
MEMEMEMEMEMEMMEMEME Put the armband on me and cart me away. I have had (and still have) a confused credit file since I was 18. I have NEVER had a completely correct credit file. NEVER NEVER NEVER. It just didn't hurt me because the confused lines were all perfect!!! They have had me married to my Dad and getting credit since I was 3... smart toddler I guess and with all this... TU is still my most correct credit file. Funny, huh. I actually like them the most. At least their phone reps LISTENED to me... and disputed the right lines.
I know!!!! Or like when you had that real a$$hole teacher that would purposely ignore you when you had your hand raised to go to the bathroom....you know, like they had pee radar or something.....LOL
not sick... just stupid. Doesn't make sense that an 18 year old has 15 years of perfect history... I didn't understand why, when I went to buy my first car, I got a GREAT rate and was told I could get any car I wanted on the lot! Now I was working and had NO bills.. but I didn't know I also had perfect credit Later in life, however, it does hurt when your file is confused. Add another mortgage to your profile and you look way overextended.
Marie, At least you knew about it. I was pushing 40 before I ever saw my first consumer credit report only to find out I was comingled with an elderly woman in Fl. Since I've first seen CB files I've never had one of them right despite a lot of effort on my part. Now I am comingled with my husband (but I'm not complaining cause that's not a bad thing) and it is TU who did it. I've been OLD, I've been YOUNG, I've lived places I could only imagine,....now all this is giving me a split personality - maybe I ought to sue?
OK, at LEAST 6 of us have evidence of violations who have responded so far. I don't know about the rest of you but I consider any violation of the FCRA to be personal SLANDER. If the Pirg Institute says there are errors on 70% of credit files and even a fraction of the people to whom those errors have been reported sued we could really do some damage to the CB's and force reform. ARE YOU LISTENING TU??? YOU FEEL YOU HAVE THE POWER BUT YOU'D BETTER GET USED TO THE IDEA THAT POWER BELONGS TO THE PEOPLE!
