Separate names with a comma.
Discussion in 'Credit Talk' started by Skyler, Sep 27, 2000.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
You must have some outstanding monthly payments. your debt to income ratio is a ratio of what you pay monthly to what you gross monthly. For example, if you had $100 worth of monthly debt payments, and you grossed $1000 per month, then your debt to income ratio would be 10%. (100/1000 = 0.1 or 10%)
Your credit score is made up of a few components:
Your payment history - how have you paid your existing debt obligations? do you have collections or judgements?, etc.
How much do you owe - for revolving credit this also includes the ratio of your balances to your limits, i.e. Are your balances near the limit.
Length of history - If your history is short, you are a bigger credit risk because they don't have enough info on which to base their decision
Recent credit - how much new credit or recent inquiries do you have?
Types of credit - Do you have all store cards, all revolving lines, all installment loans, etc.
For more info on the credit score, go to www.fairisaac.com, and choose the "Demystifying FICO" link.
Read "me"'s post. It's good info.
A 590 FICO score is not good. Good scores bgin about 625. You are a candidate for subprime loans (like Chevron). Don't apply for so much credit in a short amount of time.