I have some R-9 ratinging on my report. They are collections/not paid. If I pay the collections will my rating change. Or will it remain R-9.
Paying debts is an honorable thing to do but just paying a debt will not change the R9 status. The account may pay paid but that won't help your FICO score much. If you negotiate with the collection company you may be able to have the account deleted.
