Has anyone tried this? I noticed that they offer LOC as low as $500. Maybe they have LOC for people building credit? Maybe this could be a tradeline I could add. http://www.centura.com/personal/products/loans/credit_lines_personal.cfm
I can't vouch for the line of credit. But I haven't been real happy with the bank. Centura ended up being my bank by the purchase of Royal Bank of Canada who purchased Security First Network Bank. SFNB used to cater to it's internet users, by the time we get to Centura all the advantages have vanished. SFNB used to let you have free checking, free bill pay, free ACH and wire transfers and they credited back a couple of ATM charges per month. Centura charges for everything I had a couple of discussions via email with their customer service. And they were like "Oh, well, if you have to leave us, so be it." So I did.