This is about insurance class actions, but I think it is pretty much relevant to all... http://www.insure.com/lawsuits/classaction.html I am sure if you have done any web research on FDS/FACs you know about its past FTC problems, but thought I would post here anyway. Article about FDS/FACs class action which cost them dearly back in 1997- it was about illegally collecting debts discharged in BK, but interesting none the less: http://www.cardweb.com/cardtrak/news/29c_97.html FTC document: http://www.ftc.gov/os/1999/9905/federatedagr.htm 2001- FTC refuses to squash CID for FDS/FACs: http://www.ftc.gov/os/2001/02/federateddeptstores.htm