I have an old gas card charge off (1996) that I disputed with the CRAs. It came back verified with Collection Agency. On TU, it now shows: Slimeball Collection Company Open Account Acct # XXXXXX Updated: 08/2002 <b>Opened: 08/2001</b> Closed 08/2002 Balance: $50 Past Due: $50 >Status as of 08/2002: Collection Account< On TU, how do you tell the DOLA??? Have they effectively reaged this with an "OPENED" date of 08/2001? I never received anything from them until last month, so I don't understand how this could have been "opened" in 08/2001?? Any advice? I'm asking for validation and also disputing with the CRAs. Equifax shows it as DOLA as 06/1996 but I'm not sure what to make of the TU entry above....
Impossible to tell if the tl has been re-aged on a TU report. You have to call them and ask-- sometimes they can tell you, sometimes they can't (at least they claim they don't have the information). This is a real problem with TU.
