RE: AmEx Cobalt

Discussion in 'Credit Talk' started by ccie_2be, Jun 25, 2001.

  1. ccie_2be

    ccie_2be New Member

    Does this card still exist? I applied via the website two weeks ago, and have not received a response.
  2. Cadillac408

    Cadillac408 Well-Known Member

    It takes a while sometimes. I think I applied for mine and didn't receive confirmation that I was approved for like almost 3 months!!!! I got the card less than a month after that. This was back when Cobaltcard just came out and had a high demand. My neighbor got one recently and it took like 2 months.
  3. Hope

    Hope Well-Known Member

    Mine came in 2 weeks. I order earlier this month. You may be able to check status at the site once you log in. Mine said "your card is being shipped" right after I applied.
  4. Shantel

    Shantel Well-Known Member

    How did you fund the card? Do you think that might be why it's taking so long?
  5. breeze

    breeze Well-Known Member

    Yes, you have to fund it before they'll send you the card.

  6. Cyprigirl

    Cyprigirl Well-Known Member

    I got my cobalt card today, it's really nice and feels normal to me, I remember someone mentioning that is was a flimsy card. I like it. I got mine within a week and a half. I funded it some more and it is ready to go.

    Today has been a good day:)

  7. tmitchell

    tmitchell Well-Known Member

    Does this card report to the CRAs????
  8. Cyprigirl

    Cyprigirl Well-Known Member

    No its a debit card. But I thought it would be a good way to establish a relationship with AMEX.

  9. tmitchell

    tmitchell Well-Known Member

    OK, Won't help me then. Amex was part of my BK in '97. I guess they'll never touch me again!

  10. c5kirk

    c5kirk Well-Known Member

    Just thought I'd let you know that if getting an Amex is really important to you, they will consider you again (even if you included them in a prior BK)... provided you payoff the amount that you previously owed them. See posts from Dogman for more details.

  11. Cadillac408

    Cadillac408 Well-Known Member

    Glad you like the card! The reason why I said that it was flimsy and cheaply made was because of this:

    Put a regular card and the Cobaltcard together and measure the thickness of each. You'll notice that the Cobaltcard is a lot thinner than a normal card. Also on the back, then signature strip is so cheap that when I signed it w/ a pen, the ink didn't hold and bled!
  12. Cyprigirl

    Cyprigirl Well-Known Member

    ok MP

    I think you are being a little picky there :)

    But to each his or her own.

  13. Cadillac408

    Cadillac408 Well-Known Member

    Picky? Who me?? Perhaps...'s not my fault I have Champagne tastes on a Old English 800 budget! :p
  14. breeze

    breeze Well-Known Member

    MP you are a riot!

  15. dogman

    dogman Well-Known Member

    PICKY???? I Can't Imagine......

    MP$$ picky...? That's not the thing I would say to a woman anywhere in California!

    Particularly in South Bay huh MP? :)
    Of course - you probably do not want to say that to a woman in some parts of San Francisco either!

    c ya dogman
  16. SisterGirl

    SisterGirl Well-Known Member

    Re: PICKY???? I Can't Imagine......

    My green charge card ran the ink on the signature strip QUICKER than my Cobaltcard(LOL).

    I get more puzzled looks from cashiers/customer service/clerks when I hand them this card than my charge(they act as though it is diamond studded or something).

    May I add that the ink on my numbers on my charge card rubbed of FASTER than any other card I have ever used in a shorter length of time.

    Love & Peace,
    Sister Girl
  17. dogman

    dogman Well-Known Member

    Re: PICKY???? I Can't Imagine......

    I'm with you SG! The Green Card starts off with black characters - but the black wears off after about a month in a wallet!

    c ya Dogman
  18. breeze

    breeze Well-Known Member

    Re: PICKY???? I Can't Imagine......

    I have used it in a couple of stores and been asked "Wow! Is that one hard to get?" LOL

  19. Mirage

    Mirage Well-Known Member

    Re: PICKY???? I Can't Imagine......

    I applied last Friday and was accepted in 177 seconds. This approval despite a bk-13 on record but I do not owe Amex. So if you have a bk, it should be no problem. Not sure what happens if you bk on them or have a charge-off.

    Best regards,
  20. Cyprigirl

    Cyprigirl Well-Known Member

    Re: PICKY???? I Can't Imagine......

    the card looks cool and for me I think its a good way to get started with Amex.


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