Got TU report... says score is affected by too many open accounts. There are 6 open accounts listed on this report: 2 mortgage, 2 vehicle, 2 credit card. How is that too many open accounts? I was wondering though.. some of my closed accounts just say 'paid off' and don't appear to be listed as closed... would these be counted as open even if they are paid off and closed? (but just not indicated as closed on the report). Gosh, this is exasperating trying to get all my ducks in order with credit reports! But at least there's lotsa people here to talk to about this! Ozzy.
Ozzy, It should say something like "Closed at Consumer's Request". If it doesn't and you dispute it online, "account closed" will be one of the options available. Good luck! Rina -- Conquering through Christ
