Can anyone tell me how to get them removed from my Equifax report.I have had success with the other 2 agencies.Thanks
Experian will let you dispute inquires with them directly while the other two will tell you to dispute with the creditor. Also does anybody know how many inquires and how long its on the report before a creditor stops seeing it as a negative?
RE:equifax inquiry removal If the creditor is relying mainly on the FICO score, then there is no way to know the exact standards for how bad any particular group of inquiries are (based on total number, how long ago, etc.) If they are looking closer at the actual report, some creditors may get nervous if they see as little as one inquiry per month for the last six months. Time-wise, the most suspicious inquiries would be those from the last 90 days, since they might represent new accounts that have just been established, but haven't yet started appearing in the account listings of the applicant's credit report. (Thus, s/he might have more total available credit than it appears, and might be closer to having "enough rope to hang himself/herself.") -- CardReport.Com - Credit Tools, News, And Reference http://www.cardreport.com/
RE:equifax inquiry removal I applied Amex small business gold card last month and got approval.They pull Experian.At that time I already had 7 inquiries on my Experian report and 4 new accounts opened in last six months.I don't have stellar credit.So I am not sure how important the inquiries are.
