RE:equifax inquiree removal

Discussion in 'Credit Talk' started by JB, Aug 22, 2000.

  1. JB

    JB Well-Known Member

    Can anyone tell me how to get them removed from my Equifax report.I have had success with the other 2 agencies.Thanks
  2. Saar

    Saar Banned

    How did you have them removed from reports of the 2 other bureaus?

  3. bclever

    bclever Guest

    Experian will let you dispute inquires with them directly while the other two will tell you to dispute with the creditor. Also does anybody know how many inquires and how long its on the report before a creditor stops seeing it as a negative?
  4. CardReport

    CardReport Guest

    RE:equifax inquiry removal

    If the creditor is relying mainly on the FICO score, then there is no way to know the exact standards for how bad any particular group of inquiries are (based on total number, how long ago, etc.)

    If they are looking closer at the actual report, some creditors may get nervous if they see as little as one inquiry per month for the last six months.

    Time-wise, the most suspicious inquiries would be those from the last 90 days, since they might represent new accounts that have just been established, but haven't yet started appearing in the account listings of the applicant's credit report. (Thus, s/he might have more total available credit than it appears, and might be closer to having "enough rope to hang himself/herself.")

    CardReport.Com - Credit Tools, News, And Reference
  5. T

    T Guest

    RE:equifax inquiry removal

    I applied Amex small business gold card last month and got approval.They pull Experian.At that time I already had 7 inquiries on my Experian report and 4 new accounts opened in last six months.I don't have stellar credit.So I am not sure how important the inquiries are.
  6. Reshod

    Reshod Well-Known Member

    RE:equifax inquiry removal

    I disputed my inquiries with Equifax directly and they removed 8 of them.
  7. sph

    sph Guest

    RE:equifax inquiry removal

    Did you call them or use a letter for your dispute?

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