Re-Fi After Chapter 13

Discussion in 'Credit Talk' started by samc, Aug 19, 2003.

  1. samc

    samc Member

    How long after you are out of a Chapter 13 before a house can be refinanced at a decent rate?
  2. dogman

    dogman Well-Known Member

    It can be refinanced DURINg CH13 payback period - many lenders will do it.
    Is your Chap 13 discharged, dismissed, what's the scoop? :)

    aarf - dogman
  3. samc

    samc Member

    We are in it now, just now getting confirmed. We got a sucky rate on our house loan, 10.5% and I would love to re-finance at some point, but I doubt I would be offered a rate lower than that while in a bk.
  4. Mirage

    Mirage Well-Known Member

    For me it was about 5 years after I filed bk-13 that I got a decent rate.

    Best regards,

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