1. Aug 19, 2003 #1
   

   samc Member

   How long after you are out of a Chapter 13 before a house can be refinanced at a decent rate?

    

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3. Aug 19, 2003 #2
   

   dogman Well-Known Member

   It can be refinanced DURINg CH13 payback period - many lenders will do it.
   Is your Chap 13 discharged, dismissed, what's the scoop?
   
   aarf - dogman

    
4. Aug 19, 2003 #3
   

   samc Member

   We are in it now, just now getting confirmed. We got a sucky rate on our house loan, 10.5% and I would love to re-finance at some point, but I doubt I would be offered a rate lower than that while in a bk.

    
5. Aug 19, 2003 #4
   

   Mirage Well-Known Member

   For me it was about 5 years after I filed bk-13 that I got a decent rate.
   
   Best regards,
   Mirage

    

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