Recently someone posted something regarding a certification if the CRA re-insert a previously deleted item on credit report. This has happened to me, and wanted to know if you could explain this in greater detail. If they don't provide a certification, do they automatically have to delete it from your credit report. Thanks
Yes... If they did not notify you within 5 days. Send the cra a copy of your report and updated cover letter with the tradeline being deleted. FAX IT!
Oh my, all it took was a phone call. Called TU and told the exact date the originally deletion occured, babbled a few words about "certification - not certified etc.", they viewed my current report and saw the same item there. The rep deleted the item as I was on hold. This is a good day