I had a collection acct removed by Junum and lo and behold the sucker showed back up. I decided to check my FICO again and it's 651 up from 642. Not bad, but not good. Anyhow, it's showing that it's "disputed by consumer" but what does that mean to me? Yeah okay, I owe it, so should I settle? It's still with the original creditor. I can't even begin to think how high my score would be if I didn't have that collection showing up. I know Junum said it would remove things that they had removed previously, but DANGIT...I'm mad now! SUCKS!
Just wait... I have had that happen ...... Only to have it fall off again...!! So.. hold on and see what happens...!!