re: Lexington's Lex-Plus Program

Discussion in 'Credit Talk' started by kellyscott, Jan 4, 2002.

  1. kellyscott

    kellyscott Well-Known Member

    Does anyone know when they will be offering this service again? I tried to upgrade from an eClient last month, but they said the Lex-Plus program was at full capacity. I believe the difference between eClient and Lex-Plus client is that with Lex-Plus, Lexington also disputes directly with the original creditor, and with eClients they only dispute with the CRA's. Anyone feel free to let me know if I'm mistaken about that.

    Are there any of you out there that can comment on the effectiveness of the Lex-Plus program versus eClient?

    Thanks!
     
  2. superadman

    superadman Banned

    Oh, it's a wonderful program. All services that Lexington offers are great. If you don't believe me because I've had too few posts, ask PsychDoc. Lexington has eyes on this board that I'm sure will be answering you soon.
     
  3. PsychDoc

    PsychDoc Well-Known Member

    Re: re: Lexington's Lex-Plus Progra

    Hey, superadman, that was a jerky comment. Please do me the favor of removing me from your sarcasm. Thanks,

    Doc
     
  4. superadman

    superadman Banned

    Re: re: Lexington's Lex-Plus Progra

    Please excuse me, no sarcasm intended. I am giving Lexington an abundance of credit because I am hard on them sometimes. Whether they're great or just good or even mediocre, they are a legitimate company that won't steal your money like some con men that run some credit repair outfits. I think it's safe to say that there are many newbies to this board that stumble on CreditNet and can benefit from a credit repair outfit. And you can vouch for them can't you?
     
  5. PsychDoc

    PsychDoc Well-Known Member

    Re: re: Lexington's Lex-Plus Progra

    You're leveling insults and then backing away from them pretty quickly. It really doesn't matter to me how you feel about Lexington Law Firm. My concern was your clearly sarcastic mention of me in your first post in this thread. I'm positive that you won't just level with me here and apologize for what's clearly a bit of retaliation for our brief (and cordial, I thought) disagreement in another thread. Profess your innocence, LOL, and have the last word -- I'm not going to engage you further in this way.

    Best,

    Doc
     
  6. superadman

    superadman Banned

    Lexington's Lex-Plus Program

    Insults? I didn't mean to. Things did escalate in that other thread. But I am not backpedaling. I think that it's cool for intelligent people to have articulate discussion.

    In all due respect, I have other things to do with my day than stay glued to this board. That real time banter we were engaged in forced me to sit down when I needed to run out the door. I apologize not for retaliation but for time wasting. 2002 is too demanding a year for any of us to waste time. No need for us to insult each other or anything of the sort.

    I am quick to say that I've learned plenty from you and I intend to learn more. Eventually, you'll learn something from me. And that's what it's all about.

    Best,

    SuperAdMan
     
  7. jason

    jason Well-Known Member

    Lexington's being really careful about overcommitting themselves with Lex Plus. It's an attorney-intensive service (not to mention paralegal intensive.)

    I was in the office today and Victor Lawrence (Directing Attorney of Lexington Law) was going the rounds with Chase Manhattan's head legal counsel because they'd been side-stepping direct disputes filed on behalf of Lex clients.

    Lex Plus is in full-swing, but they're moving cautiously until the program is completely field proven. They've been doing it for many years, but only recently (a year and a half) have they been offering it generally. I expect them to continue to move slowly until Lex Plus is completely bullet-proof. Those guys are maniacs about protecting their reputation for great client service, and Lex Plus clients demand a lot for the money (justifiably so.)

    I expect to see it more widely available in the next few months.
     
  8. DaveLV

    DaveLV Well-Known Member

    Jason, I think I've gone about as far as I can go with simply disputing credit reports. When do you think Lexington might be accepting new Plus customers?

    ----

    Edit -- Oh nevermind. I must not have seen the last line of your last message. :)
     
  9. superadman

    superadman Banned

    Jason sure makes that Lex Plus program sound appetizing. Stand up good guy that he is, he may be able to pull some strings and squeeze you into Lex Plus. If you ask him nice. If he lets you into the party I hope you have a great time. Just think, you'll have clean credit and high scores before you know it!
     
  10. LKH

    LKH Well-Known Member

    I have dealt with Jason several times over the past year also, and he is a standup guy. Your remarks are not necessary. Also, Lexington handled something for me last spring and did a great job. Had other circumstances not arisen, I would not have hesitated to let Lex continue working for me. They did assign an "advocate" to me, and he was knowledgable, sincere, and kept in contact with me. I would 100% recommend Lexington.
     
  11. superadman

    superadman Banned

    Those advocates are great for maintaining the client relationship to keep those fees rolling in. HUGE money. Do you have any idea how many leads Lexington Law Firm gets each month from http://www.johnsonlane.com alone?

    They'll fill your email with tips and tidbits and they'll definitely stay in contact with you and you'll always be able to call them on an 800 number and that's very cool. They have better customer relationship techniques than most consumer service providers in any industry. For that they deserve to maintain a huge cash flow.

    I just have not found them to get many meaningful results with harder items that won't fall to typical disputes. But I realize that if Jason is personally involved with your files, you could get more attention than normal. The big boss always carries clout.

    Just my opinion. Americans enjoy the right to express their opinions in forums like these. God bless America!
     
  12. kellyscott

    kellyscott Well-Known Member

    Jason,

    Thanks for the info. My cousin used Lexington last year and her bankruptcy was removed. Then she referred me to you. So far, I am pleased with the 3 deletions in the first round. Should be hearing about the second round soon. My friend is pleased with you guys as well.

    It definitely seems more common for people with a bad experience to go out of their way to post negative comments about a company, than it is for people with a good experience to go out of their way to post positive comments. The mad people are feisty and want revenge, whereas the happy people are just that, happy! So I wanted to share my good experience with Lex. Hopefully, Lexington will keep up the good work, and won't make me one of those mad and feisty people in the future.

    (psst...email me if you think you can squeeze me in to lex-plus soon).

    Thanks,

    Kelly
     
  13. superadman

    superadman Banned

    kellyscott, it's good to hear of your cousin's good experience with Lexington especially with the BK. Your 3 deletions in the first round sounds like the first round was worthwhile to you.

    I guess that goes to show that even a blind pig finds an acorn in the rain sometimes.
     
  14. LKH

    LKH Well-Known Member

    Why are you making this personal? For your info, the money didn't keep coming in, from me at least. I had tried Junum, who did a decent job until they dipsuted positive items and got me 4 positives deleted. I went to Lex after that. They got me a deletion of an account that neither I nor Junum could get removed. 1 round. After that I started my lawsuit with exp. and discontinued Lex because of the lawsuit.
    You obviously have a personal problem with Lex. As Jason said, why don't you tell us what the problem is? If not, I don't think it's quite right for you to keep bashing them.
    Just my opinion.
     
  15. ljones4521

    ljones4521 Well-Known Member

    Jason,

    I did not realize there was a difference in types of services. I am currenly an e-client. will you explain to me exactly what services am I paying for. Is it true my services only include disputes directly with the CRA?

    Please also provide a list of all sevices available so I can make the best decsision for my case.

    Thanks
     
  16. jason

    jason Well-Known Member

    That's correct. The Lexington eClient retainer doesn't include direct disputes with creditors. Rather, your disputes reach the creditor through the credit bureaus.

    Only in the last few years have creditors garnered liability for their credit bureau listings. Still, they're not specifically required to respond to disputes. There are no standard contact addresses for creditor disputes, nor do they have systems for responding to consumer disputes.

    Because of this, disputing directly with a creditor, more often than not, requires a telephone call or multiple letters. Lexington is learning the best approach to each creditor, but that takes time and sometimes it requires negotiation with the particular creditor. It's not a precise science, yet.

    Disputing directly with the credit bureaus is still the most universally reliable method, though creditor direct disputes are coming on strong. Yet, creditor direct remains incredibly expensive. You're paying a paralegal, and often an attorney, to haggle directly, one creditor at a time. If you considered that an attorney charges around $100 an hour and a parlegal around $35 an hour, you can see how creditor direct would outstrip the $35 per month retainer rather quickly.

    I wouldn't sell the eClient service short, though. Lexington has been doing credit bureau disputing for almost ten years and they rock at doing their job. The traditional dispute method, together with the edges that Lexington has found to be statistically most effective, continues to get amazing results.
     
  17. jason

    jason Well-Known Member

    Re: re: Lexington's Lex-Plus Progra

    If you want to email me your information, I'll see what I can do to get you on the Lex Plus docket.

    I just activated my email. Click on my name above.
     
  18. kellyscott

    kellyscott Well-Known Member

    Re: re: Lexington's Lex-Plus Progra

    Jason,

    I tried to email you, but don't know if it worked. Please let me know.

    Thanks,

    Kelly
     

Share This Page