I am in the process of cleaning up my DH's reports. So far he has only 3 negative accounts showing on Transunion. 1 is a medical collection for $100 and an MCI collection for $300, and the last is a Bealls collection for $332. I am thinking about just paying these only if they delete. About how many points do you think his score will raise by getting these deleted? The medical collection and MCI are most recent (5 months) and the Bealls is from 2000. He has a score of 620 right now.
I am currently removing 'paid' collections and I am picking up about 15 points per removal. The newer they are the higher the point gain.
