I have more info concerning NCO and Cross Country Bank. In my letter to NCO requesting validation, I specifically as for them to validate "my obligation to pay you" meaning NCO. In the material they sent to me there is a statement from Cross Country that the account was charged-off and that the amount owed to CC is $0. NCO has not actually provided any proof that I owe NCO. Is this a valid conclusion? How do I follow -up -- What do I do now? Thanks
