Anyone know anything about this card? They do a bunch of store cards. My hubby had a applied for the Harley card and got turned down today. One of the reasons was 'too few acccounts rated 'current'. (other reasons were history of delinquent credit obligations and # of inquires - gosh, EVERYONE pulls Experian on us except Citi!) Now, we have a house payment, 2 vehicle payments, etc. and my hubby has had a credit report since 1984. Can someone decipher what the heck they mean by too few accounts rated current? We haven't been late on anything in over 3 years. Aside from that, anyone know anything about how picky they are - I'd like to try once my disputes are finished up. Thanks, Ozzy.
Get a copy of his credit report from the same bureau they used- it sounds like something is reporting late or negative (maybe a collection?). USBank is a large bank based in Mpls with significant operations on the west coast and midwest. Pretty standard, prime issuer. They don't issue "store cards" -- they cobrand their Visa with grocery stores like ACME, Jewel, Albertsons ... as well as Fry's Electronics and Northworst ...er, I mean Northwest airlines Good luck, mj
