quote: ------------------------------------------------------------------------ Originally posted by peeper Got a call from mr. cooke about my pfb letter he was real nice and not only combined my 3 accounts into 1 but also lowered my interest rate from 19,9 to 14.9 and said in 3 months if i keep my account in good order he will lower my rate to 11.9 Pfb letter does work ------------------------------------------------------------------------ i sent something through PlanetFeedBack and i still haven't heard back. How long does it take? My letter was forwarded to Mr. Fairbanks. There seemed to be no way to reach Mr. Cooke.