Hi, all I really need some advise. In the past, I've noted on here that I just didn't think I was aggressive enough to sue these CAs. I've got an anxiety disorder and just don't know if I could handle it, but after reading so many posts here and on www.artofcredit.com, I decided that I'm tired of being jerked around. Here's my problem. I need help pointing out the violations from Midland and drafting a suitable ITS to them. I also need to know who to send it too, a CEO or what? I'm just scared that I'm going to mess this up, ya know? I want to be forceful enough that they know that I mean business and they will delete this and I will get them on their crappy business dealings. Okay, here's what it looks like on report: OC: status: 120+ days past due high cr: $1038 date op: 6/1999 dola: 6/1999 comments: acct transferred or sold CA: Midland Credit status: 120+ days past due high cr: $1182 date op: n/a dola: 11/2000 comments: collection account Okay, I disputed this with CRA and CA. Midland never marked acct in dispute. They never sent validation. I did receive green card back. I called CRA and they verified. This is also beyond the SOL, which I don't know is a violation or not. So far, I am reasonably that I have them on 2 violations. Please tell me if you see more. *reaging acct *failure to note dispute Am I correct on this? As always, grateful for the advice.
