Ready to GO against CRA-HELP!!!!

Discussion in 'Credit Talk' started by sini, Mar 18, 2002.

  1. sini

    sini Member

    I have gotten great help on this board, so please, GIVE ME YOUR OPINION AND HELP!

    Can anyone help me with the addresses of the legal department of the three CRAs any of you might have SUCCESSFULLY dealt with during your "intent to sue" stages and after filing the lawsuits?

    I am ready to file against all three of them in the first week of April but I want to send them an "Intent to Sue" letter this week. Do you have a fax and / or address for each CRA? If you have an attorney or contact person with the CRA, that would be even better.

    BTW, I don't know how strong my cases are but let me give you my summary:

    1)Equifax

    a) Verified an account as "included in Chapter 7". I have never file chapter 7 and I re-disputed with Equifax but they verified again.
    b) Failed to provide a proper "procedure" process (other than the general letter).
    c) Re-inserted an account without 5-day notice.


    2)Experian

    a) Added a tradeline listed as "reported since 10-01". However, I have reports showing the account didn't show in my reports until MARCH 2002.
    b) Failed to provide a proper "procedure" process.
    c) Refused to investigate disputes after I disputed two time in the previous 6 months.

    3) TransUnion

    a) Failed to provide a proper "procedure" process.
    b) Refused to investigate disputes by claiming the account has been previously disputed.

    Any comments will be GREATLY appreciated.

    Sini
     
  2. breeze

    breeze Well-Known Member

    I think your cases are good. I don't have the addresses you use to file, but those who do will post them when they read your question, I'm sure.
     
  3. LKH

    LKH Well-Known Member

    Did you check your states' secretary of state website for the authorized agents in your state?
     
  4. sini

    sini Member

    LKH:

    I will call my secretary of state tomorrow but in the meantime, I want to send a letter to each CRA's LEGAL DEPARTMENT.

    Are you suggesting to just mail / fax to the "intent to sue" to the authorized agent?

    Thanks!

    Sini
     
  5. sini

    sini Member

    Breeze,

    Have sued or sent an "intent to sue" letters to the CRAs?

    Sini
     
  6. whyspers

    whyspers Well-Known Member

    Here's what I have...got this somewhere, but don't recall where. Maybe Christine's site.


    Patricia Norris
    Senior Paralegal at TransUnion
    email: pnorris@transunion.com
    Fax: 312-466-7986

    Don Richman Consumer office at TU
    email: drichman@transunion.com

    Harry Gambil CEO TU
    email hgambill@transunion.com

    Legal Counsel for TU
    Satzberg, Trichon, Kogan & Weertheimer, P.C.
    1818 Market St. 30th Fl.
    Philadelphia, PA 19103
    Ph 215-575-7600
    Fax 215-575-7640

    Equifax
    Thomas Chapman, CEO
    email Tom.Chapman@equifax.com

    Bob Cutrone VP of Consumer Affairs
    email Bob.Cutrone@equifax.com

    Robin Hollan & Vicki Banks Consumer Affairs
    email robin.holland@equifax.com
    vicki.banks@equifax.com

    Experian

    Carla Blair Specialist of Consumer Affairs
    972-390-4010 direct line
    800-322-3162 ext 4010
    972-390-1680 fax

    Hope this helps.

    L
     
  7. sini

    sini Member

    Whyspers,

    Thanks on the info you provided me. Any comments on the strength of my cases?

    Sini
     

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