Experian Report dated 03/01/04 shows an account like this: Date Opened: 07-1998 Dte Reported Since: 10/1998 Date of Status: 06-2003 Last Reported 02-2004 ______________________________________ Report dated 04/13/2004 shows same account like this: Date Opened: 07-1998 Date Reported Since: 03/2000 Date of Status: 04/2004 Last Reported: 04/2004 Both of these reports are the actual reports from Experian, not from PG or the likes. Maybe my "idea" of reaging is not the actual specific definion, someone please clear my hazy thinking?
to my knowledge experian is suppose to use the the date of status, when I called them about this they said no they go by the date reported which just confuses the consumer. but I believe this is an attempt to re-age the acct if in fact they are to go by the date of status. I have just sent the FTC a letter asking them to clarify this very issue for me. so Ill post their repply when I get it.
The applicable date for removal after 7 years is the date of first delinquency. It would appear that none of these dates are that date.
Hi Jen, Go here and see if this helps you decipher your EXP. report; http://www.tenantscreening.com/readcredit/trw/report.cfm http://www.tenantscreening.com/readcredit/trw/key.cfm .
