I ran across this blog recently and FINALLY was able to get a real checking account and an ATM card IN CHEXSYSTEMS! Whoo-Hoo! chex-systems.blogspot.com
What bank did you use? I recently opened an account with USAA, they dont use chexsystems and i get actual checks its not a pre paid debit card thing. I cant really give it a review yet so fingers crossed its a good bank.
I doubt you'll get an answer from the OP onmygo. This post is almost 6 years old. USAA is a good bank though- are you military?