okay here's the deal, hubby has credit that has been established since 1/24 this year we gotta buy a house but have very little for down payment.. Also we have a trucking business started this year, no tx returns yet. we have cap 1 card $200 limit,crss cntry $750 and a jewelry store 250 limit.. and we have too many inquiries credit score is like 580.. What can we do to increase the score and how can we get a house?? please help!!!
If you have no derogs try to get the inquiries removed and pay your credit cards to low balances. The accounts are new so will need time to age.
