I am really not understanding the 30 day validation process. Does it matter when you send the validation letter? I mean if you have a CA account and have been notified by them, do you only have thirty days to request validation? My other question is, if you are sueing for fdcpa violations is it 1000.00 for the total suit or 1000.00 per violation? I thought I knew this stuff, but Im putting together my case and Im getting worried.
Can they prove they sent you a letter? I don't think so. Besides, if they are collecting a debt, they need to validate. It is 1k per violation.
