I just got my husbands TU file. OUCH! his score is a 462. Time for major repairs. I disputed 6 out of 7 , so we'll see. I need to know what to do about some old tradelines. He has some that were closed in 1994, that I was going to dispute to get them off from his CR. He asked me why I would do that, because they are not negs. I would just do it I guess, to clean it up. What do you think? They're useless on there, I would think. If they are 8 years old, nobody is going to look at them anyway!!