I'm planning to get my mortgage broker to pre-approve me for a first-time home loan next month. Could you pls tell me what I ought to be doing RIGHT NOW before he formally goes through his process? Should I pull all 3 of my own CRs? Pay off things or leave as is? (I owe very little money) PLEASE ADVISE!! I need all the advice you can offer. Many thanks in advance.
Waiting longer than 6 months after a chapter 7 bankruptcy would seem like a good thing to do. You are going to pay a high interest rate if you borrow now.
I am now almost 1 year past Ch. 7 - could someone pls offer some advice rather than try to talk me out of buying? (I need to change my signature) Advice on mortgage preparation is appreciated!!
