incidently I went to a seminar a few days back and if you need a legitimate reason to dispute those lates-the guy suggested that you dispute on the purpose of accuracy, you were probably 32 days late not 30. 100 days late not 90. Remember the report has to be accurate, not +/- 30 days correct. Incidently he suggested taking creditors to small claims court--wonder where he got that idea...I think lizardking deserves some royalties.
30-60-90-120 IS ALL THAT IS AVAILABLE... So if you are 32 days late they will probably report you 60 days late... But on the other hand if you are ONE day late...they CAN report you 30 days late... It is better to say ---->"PAID/NEVER LATE"...or..."OPEN/NEVER LATE" (DON'T EVEN SUGGEST YOU WERE EVER LATE)!!!
