After using CN for the past 2 years or so, I am now at the point where I got almost everything I wanted off the old Credit report. Thanks to all. I don't post a lot, but I do read postings often. I'm glad to say I just applied for a home loan. The broker told me, "your credit looks pretty good, I don't see any problems". So it looks like I'll soon be pre-approved for a mortgage. However, as a member of CN, you know we are never really satisfied. Now, I would like to focus on raising my FICO. I don't plan on using my credit much, other than a car loan, home loan, and small credit card balance. I only have one card with a small limit. These I plan on keeping current which I know will raise my FICO. Other than these, is there any other strategies I can follow to raise the old FICO?
Getting a home loan will help. It will show a mix and satbility. Most people get lots of offers after they close escrow as long as the mortgage companie reports. Other than what you have a few more tradelines will help.
