I disputed a Amex account that was being reported as charged off in 1998 but account was opened in 1999. Experian came back and said it was verified. When I asked them how can it be charged off before it was opened they said I need to contact Amex. Any suggesstions on my next move? The only thing good about it being charged off in 1998 is I only have 3 more years of it being reported. It really charged off in 2001.
I have the same issue with Experian. They validated a debt that was reported to them in February of 1997 but state I didn't open the account until November of 1998?? I have sent a letter to them requesting immediate deletion of the inaccurate information. I am going to see what happens next.
