Hi all~ It's been quite a while since I've posted, but I'm glad you're still around. Earlier this year, I took out a HELOC. One of the conditions was that I pay off a US Bank baddie from 2001. At closing, the lender (Irwin Home Equity) simply gave us a check for the amount of the TL. I've not sent that check to USBank, and quite frankly, I don't know where it is. Worse, I'm about to default on my HELOC--but that's another story. Any thoughts on what I should do with that check (if I find it)?