Handsome Platinum Nextcard arrived with the the terms I expected. It took 7 days from application to delivery of the card in my mailbox. This was very efficient for this type of credit card.
i applied and got the nextcard too. they actually called me at work to go over my application with me.seems my ex-husband has a card and has been late on payments and is still using my address.oh well it should be here in a week