my chapter 7 was discharged in early may, 2000. I have a providian credit card with a $700.00 limit, and they have just offered to raise my limit by $1000.00 if I pay a fee of $100.00. I plan do do just that. My question is simple... What else can I do to repair my credit? I've been told that I'm entitled to see copies of my credit report. How do I go about that? Is it free?
