1. Jul 4, 2003 #1
   

   sum1 New Member

   I have a recently discharged BK. What are the next steps I should take? Also, I was wondering if
   I pay off my car & student loan, what will that do for my credit? Will it improve just a little? Or does it make a big difference? Should I pay it now, or wait awhile? Is it better/worse/no difference to pay a large chunk at all once?

    

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3. Jul 4, 2003 #2
   

   jlynn Well-Known Member

   First thing I would do is get your credit reports from each of the individual agencies, and see what is on there.

    

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