ok, so I have been using all my new found knowledge from this board to dispute several baddie's on my reports. I have been having a problem with a family member with the same name accounts being listed on my reports. I have had some success with lates being removed and a couple of collections. In my last disputes with TU, I did 2 online and 2 CRRR, I informed them that the previous address listed was not mine( other family members) Today, in the mail I recieve a cr from trans union with my name and address on it, I rip it open to see what has been corrected, and what I find is my family members cr with my name and address listed. Their correct address is listed under previous addresses. WTF!!!!! Now I have in my hands someone else's cr with all their accounts listed with complete account numbers. If I was a crook, I could use this info to my advantage!! I cannot believe the incompetence when dealing with TU. Any advice on how to deal with this? I have sent too many letters at this point. Will calling and talking to a real live person help? I wonder if by sending me someone else's information is a violation? As always, I thank everyone for responding to my posts. You have all been very helpful.