I am ready to begin my letter writing campaign, First let me say that I feel empowered by finding this site. I am real exited about this and want to get started right. I have read the FAQ's along with a good number of posts here. My first question is-- Do you have to order reports through the mail to get listings that include the full account nuber. The report I just downloaded does not have full acct #'s as they all end with xxxx, I am wondering if this is suffecint to send letters to the OC's as well as the CRA's? Any help in this regard would be greatly appreciated. I wish to get the other two CRA reports online but not if I need the whole acct. # and they dont provide them online??? Thanks, debtor_x
TU was the only CRA that has sent me a report that had the full account numbers and it was a mail order free credit report b/c I had been denied credit. My online TU EQ and EX don't come with full account numbers. If you have been denied credit recently it makes sense that you get these kind of reports for free. You can also order your free CR's on line. You don't need the full account numbers to send in disputes, just write them down the way you see them. Good Hunting!
I'm also a newbie, and I had a similar question. How do I get the full account number without alerting a CA in order to send a validation letter? I have a charge that I don't know what it is, but I want to be prepared for the next step in case it comes back verified. I just have a partial account number, is this enough to include in my validation letter? Thanks!
*****NEW MEMBER MUST READS***** 12-25-3 What is Validation http://consumers.creditnet.com/stra....php?s=&threadid=42188&highlight= validation *** Victims of Credit Reporting *** http://members.aol.com/victcrdrpt/Score.html Rule of 72 http://consumers.creditnet.com/stra...=&threadid=39313&highlight=rule+AND+of+AND+72 Must SEE--------------------------- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=350770#post350770 http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=314910#post314910 http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=352826#post352826 """""""""""""""""""""""""""""""""" FixYourOwnCredit! http://consumers.creditnet.com/stra...848&highlight=fix+AND+your+AND+own+AND+credit """"""""""""""""""""""""""""""""""""""""""" '''''''''' `````````` '''''''''' Sample letters http://consumers.creditnet.com/straighttalk/board/index.php?s=WhyChats statute of limitations http://community-2.webtv.net/Y-chat...ity-2.webtv.net/Y-chat/WhyChatsCredit/statute of limitations http://www.edebtnetwork.com/content/collection_laws.asp""""```--~~~~~~~~~--```'""''' THE END ** *** ** LB 59""""```--~~~~~~~~~--```'""''' ><- <>- ><- <>
