Perhaps this will come in handy when dealing with CA's who refuse to play by the rules! 35 states where it's legal for one party in a phone conversation to secretly tape the conversation: Alabama Alaska Arizona Arkansas Colorado District of Columbia Georgia Hawaii Idaho Indiana Iowa Kansas Kentucky Louisiana Maine Minnesota Mississippi Missouri Nebraska Nevada New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Texas Rhode Island South Carolina Tennessee Utah Virginia West Virginia Wisconsin Wyoming Source: 2002 Cumulative Supplement to the "Fair Debt Collection" manual, National Consumer Law Center
Out of curiosity, does one need to live in one of those states or does the debt collector need to be in one of those states... or both... or either? Thanks, Brett
DITTO, that would be helpful, wouldn't it???? I live in california, CA is in NEW YORK, I want to record. Am I breaking the law??????
RECORD IT ANY-WAY!!!!!! ***Just "TRANSCRIBE IT" in your own handwriting*** Pretend you are in HIGH SCHOOL or COLLEGE!!! Mr BRAY...could be GRAY...called me at 07:42 am on TUESDAY 06/03/2003 his number on the CALLER ID said UNKNOWN...he said he was calling from XXXXX company in ATLANTA GA SOUNDS LIKE A CA TO ME... He refused to give me his first name. He refused to give me any phone numbers or address. He refused to give me any SUPERVISOR number or name. He kept on saying I owe $1,200 to SEARS...trouble is I have never had a SEARS account... He would not listen to me that I never had a SEARS account. He also would not take my word for it that I never lived in NY. He said over and over that I would get another call soon. -------------------------------------------------------------------------------------------- NEVER PRODUCE THE TAPE IN COURT OR YOU WILL BE FRIED...EVEN IF THEY ARE FOUND TO OWE YOU $1,000 + COURT COSTS...YOU MAY LOSE IT ALL IF YOU PRODUCE THE TAPE!!!
Re: Re: Recording Phone Conversations ... George, as usual, is EXACTLY right. Always, always, ALWAYS record your calls. If it turns out to be illegal JUST DON'T TELL ANYONE. But it will help YOU keep YOUR thoughts together. Here's a previous thread: http://consumers.creditnet.com/stra...ighlight=always+AND+record+AND+your+AND+calls
Re: Re: Recording Phone Conversations ... Both parties have to be in a one-party consent state. If either party is in a two-party state, you have to get consent before taping. I would argue that, if the other party announces that they "are" or "may be" taping, they have given consent, but I'm not sure that would win everywhere. You can tape and transcribe, but do NOT admit that you taped unless you KNOW that both parties were in one-party consent states. It's illegal to TAPE, even if all you do is put it in a box in your garage. And note that, just because you dial a number that appears to be in a one-party state, does not mean that you were not routed to the call center in a two-party state. I believe the law is interpreted to mean the physical location of the person to whom you are speaking, not the "location" implied by the phone number.
Re: Re: Recording Phone Conversations ... What about those generic recordings weâ??ve all heard when calling into a company answering/routing system... ? ... "This call may be monitored or recorded for quality purposes..." Hmmm â?¦ "Quality Purposes" â?¦ Perhaps there's a bit of a loop hole here that could be used in reverse? I would love to see the look on a CA's face when they call & are greeted by a such a recording... "You have reached 555-5555, this call may be monitored or recorded for quality purposes, please hold while the resident is contacted ..." I bet certain CAâ??s would play a lot nicer!!!
