I can't believe it. A CA from 6 years ago actually validated with me completely. I mean signed contract, photo I.D., everything!! Who woulda thunk it. I guess since their a small company, they have nothing better to do than keep accurate records. Oh well, I guess I'll wait and see if they mark my account as in dispute. The original amount was only $309, I'll see if I can get a $1000 violation!!
You should be past SOL if its been 6 years... Check and make sure then C&D them. Maybe you'll get a violation that way.
Re: Re: recvd complete validation unfortunately, yes...right down to the penny!! I can't find anything to use. 0_0_0_0 /l ,[____], l---L --OlllllllO- ()_) ()_)----)_) Jeep or Die WranglerTJ ==================== Isn't it awful to be one of a select few? What is this for? Perhaps the SOL is past. THE END ** *** ** LB 59 """""""""```~~~```'"""""""""
Re: Re: recvd complete validation OT - Wrangler, did you get the info I emailed you? I know the servers were down here for a while, and wanted to doublecheck.
Re: Re: recvd complete validation jlynn....no I'm sorry, I didn't recieve the info. I was hoping you weren't ignoring me . Would you please send it again. It must have been the server. As far as SOL is concerned. I'm safe from N.C. SOL, but Illinois SOL is 10 years for written contracts. I may wait and see if they verify and send them a C&D then. Maybe they think its outside SOL also!!
Re: Re: recvd complete validation O.K. Bump for results...need opinions. Pulled up Experian tonight...investigation completed. Verified, no change. But, this account is not listed as "In dispute". Copied from EX: Nasty CA who Validated 123 IGOTYOU AVE Account Number: XXXXXXX Original Creditor: Storage Company Status: Collection account. $309 past due as of 11-1998. Status Details: This account is scheduled to continue on record until 9-2005. This item was verified on 5-2003 and remained unchanged. Date Opened: 09/1998 Type: Installment Reported Since: 09/1998 Terms: 1 Months Date of Status: 09/1998 Monthly Payment: $0 Last Reported: 11/1998 Responsibility: Individual Credit Limit/Original Amount: $309 High Balance: NA Recent Balance: $309 as of 11/1998 Recent Payment: $0 Account History: Collection as of 11-1998, 9-1998 O.K. Here's what I'm thinking of doing. Need your opinions. Since they did not note that the account was "In Dispute By Consumer", is that a violation even though they provided me complete validation? Shouldn't they still note the account in dispute, regardless? If so, I wouldn't mind sending a C&D to them. If they sue...IF....I could use that one violation to my defense. I know it's weak, but could it work?
