A debt was charged off originallt in 4/1996, scheduled to drop off in 4/2003. This was included in a Ch 13 BK filed in 11/1996. Each month, however, the charge off date is updated to the current month, i.e. 2/2001. All previous charge off dates are listed at the CRA's, but since the date is always uodated, the 7 year clock restarts each month. Is this legal, is there anything I can do about it? I disputed six months ago with all CRA's that current status should be "Included in BK as of 11/1996". They all corrected, but each month, the new information overwrites it. Please help, anyone, please!