Friendly members of the forum - I'm writing a blog on peer to peer lending as a means of refinancing credit card debt and was curious if anyone here had experience w/ that. If so, I would love to hear from you, be it in as a PM or right here on the forum (hey, we're all friends right?). Things I'd love to ask: -What was the process like? -Did you get a good rate? -How skeptical were you of going around traditional banks for the money? -Did you use Prosper, Lending Club or some other resource? Thanks in advance, hope this sparks up a nice conversation.
I've actually never considered this and only recently just heard about peer-2-peer lending. Can you comment on the pros and cons?
