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Discussion in 'Credit Talk' started by alice, Mar 22, 2001.
Do you thnk I will be able to refi and would this help out my score? Debts are about 15000.
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Have you paid all your mortgage payments on time? According to my mortgage broker, who helped me get a home 2 1/2 years ago, as long as you paid your mortgage on time lenders "overlook" everything else. I will be refinancing my home in December (I have a 3 year pre-payment penalty of $2650) so I am waiting. I have only been 30 days late one time in the last 2 1/2 years. Btw, my credit scores are between 500-560 depending on the report they pull. Could be worse now, I haven't checked lately, and have too many inquiries on my report trying to get a credit card.