Regarding credit panic syndrome!

Discussion in 'Credit Talk' started by author_22, Nov 27, 2001.

  1. author_22

    author_22 Well-Known Member

    Is PsychDoc in da house? ;)

    I've noticed many symptoms of this disorder since I discovered my credit was a steaming pile in July.

    1) Intense anxiety around existing credit cards, leaving most at home (especially sub prime ones), and carrying balances.

    2) Intense fear of buying something I couldn't get with cash if I didn't have the card.

    3) Obsessions with disputes.

    4) Obsessions with paying the bill the second the statement arrives, and paying a LOT more than minimum (like 10-30 times as much!)

    5) Addiction to Creditnet.

    6) Addiction to the mailbox.

    7) Addiction to overapplying even though nothing more is needed or could be acquired right now (credit application sober right now)

    8) Addiction to writing and rewriting lists of what cards I want to kill, what I'm going to buy and pay until April 2002, and what cards I want.

    9) Terror at the balance.

    10) Checking credit monitoring services, bank accounts, credit cards, at least once a day.

    I'm serious :)
     
  2. Christi

    Christi Well-Known Member

    Toooooooooo funny. Yep sounds like you need Doc for sure. Naw, I'm kidding I can relate to creditnet.com addict and using a few minutes at work to read posts and check on disputes etc. At least I'm not drinking though right?
     
  3. lbrown59

    lbrown59 Well-Known Member

     
  4. romanduv

    romanduv Well-Known Member

    And I thought I was alone ;)

    Some of these habits are actually quite healthy, from a financial point of view anyway.

    Seems perfectly normal to me.

    -roman
     
  5. PsychDoc

    PsychDoc Well-Known Member

    Re: Regarding credit panic syndrome

    LOL, well done. Sounds like a candidate for the next revision of the DSM.

    Doc :)
     

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