I think I located the correct contact information for Regional Adjustment Bureau. No one ever answered the phone but at least it's a start. Their voicemail options mentioned student loans and transferred Capital One accounts. My guess is that they overbought other companies credit accounts and are now so overwhelmed with paper that they are not up to speed on staffing and workloads. Regional Adjustment Bureau, Inc. P.O. Box 34111 Memphis, TN 38184 Ph 901-382-0250 Fax 901 435-4880
I had the same problem, but I got a little bit further with them then the previous posts. I started a new thread just about the RAB CLC payment problem: RAB takeover of CLC Credit Card in the credit talk section.
I can't afford to pay off this CLC credit card which is solely in my wife's name who has no income nor assets. I paid all billed charges and intend to fully reserve my rights under the Fair Credit Billing Act. RAB will either "play ball" and resolve this in a fair manner or they will get nothing but a middle finger and a Cease and Desist Letter and eat a $1200 debt. My understanding is that payment on a credit card account cannot be charged a service fee to pay online effective 2/22/2010. This situation is either a class action lawsuit or regulatory sanction just waiting to happen. See bankrate.com/finance/credit-cards/8-major-benefits-of-new-credit-card-law-1.aspx
If you got turned over to a debt collector it is a bit too late to be worrying about getting a black mark on your credit. I would not be concerned about that either. If they want their money they will undoubtedly contact you. Best pull that credit report and see if they are in it or not. If they are then you need to ask what permissible purpose they have for being there. The best thing to do about it is nothing at all except pull those credit reports and keep on pulling them every month. Keep them in a nice safe place so you can refer to them later. The worst thing you can do is pay them anything at all.
File Complaint against Regional Adjustment Bureau (RAB, Inc) If you are being harrassed by Regional Adjustment Bureau (RAB inc.), you may file a complaint against them. Call the Collector Complaint Hotline at (800) 379-0688. File just one complaint and they typically scrub you from their list of debtors.
********************************* They are two seperate companies, and are in no way involved with each other.
How interesting! "Collector4" is a newbie, but in major defense mode for Regional Adjustment Bureau & revived a topic from 2004 !
